In this policy insurance amount is paid only after maturity of insurance period but to get the claim should be alive . If policy holder dies before maturity period insured amount is paid to non this policy is suitable for those who do not have dependents or who do not want any others to get the insured amount after their death. In this policy after maturity of insurance period if the policy holder is alive double of insured amount is paid however if the pollicy holder dies before maturity the dependents get the basic insurance amount generally premium amount is comparitively high for this policy . this policy covers more than one life premium amount is calculated considering age of involved persons and insured amount is paid on maturity or after death of any of the insured person.

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